After I had decided to quit my job in late 2010, we got to know that our second child was on the way.
There was a momentary dilemma whether to go ahead with the decision or not, as an added member in the family would have meant added responsibilities, and that too in a period of high financial uncertainty.
I had exhausted a large part of my savings to pay off my home loan to be able to quit that job, and now there would be an extra mouth to feed, apart from other expenses that come along with a new-born – medical bills, diapers, etc.
“Go for it!” was my wife’s call. “We will see what happens only after we take this step,” she comforted me. “Worst, if nothing works out after you quit your job, we will sell our house and move back to our hometown.”
I finally quit in April 2011, and my son was born in May. He was a pre-mature child, and we had to spend 18+ days in the hospital. The final bill took away almost six months of my savings. There was another momentary thought of going back to a job, as my work had not started to pay off yet.
“Don’t give up!” my wife advised. “We will see this through. Just give it some more time.”
Well, that was it! She did not give up on my dreams, and I did not give up on Safal Niveshak.
In May 2021, my son completed his ten years.
Today, 9th July 2021, Safal Niveshak completes its ten years.
That’s ONE decade!
When I started Safal Niveshak in 2011, I had no idea that this small labour of love and learning would animate me with a sense of purpose and become both my life and my living, nor that its one original reader (me) would swell into several thousands.
Somehow, a decade has elapsed.
It has not been an easy decade by any measure. After all, like Mark Twain supposedly said, “It’s easier to fool people than to convince them that they have been fooled.” I started this initiative to try to convince people how they get fooled with their money and what they must do to avoid getting fooled, and the mission has not changed a bit even after a decade.
But a lot has happened in these ten quick years – I’ve published more than 1,400 posts on the site and the Safal Niveshak tribe has crossed 90,000 subscribers to the free newsletter. Apart from that, more than 10,000 people have subscribed for premium services like the Mastermind course, Value Investing Almanack newsletter and workshops.
Also in 2021, I published my first book – The Sketchbook of Wisdom – which has sold more than 2,300 copies across 40 countries in less than five months. Then recently, I started The One Percent Show with Vishal Khandelwal, hosting Manish Chokhani and Vinod Sethi, two of India’s veteran investors, in the first two episodes.
Here is the line-up for the next four episodes –
Anyways, while the premium services and books help me run my house, almost 99% of the work on the website – articles, videos, podcasts – is available for free and will always remain so. Plus, given that I have and will always keep the site clean of advertisers and sponsors, you can expect my work to continue to remain unbiased and honest.
For me, true freedom never lied in the liberty to do whatever I want, but in the liberty to not do what I do not want. After ten years, I am proud of holding on to that idea.
Today, as I round the first decade of Safal Niveshak, I wish to thank you, dear reader, for reading, for commenting, for your interest and support, for helping this entire movement of creating smarter and independent investors become greater and spread wider.
You are magnificent, and I am supremely grateful for your time and attention.
Just in case Safal Niveshak has touched your life, I would be happy and honoured to read your thoughts in the Comments section of this post.
Thanks again for being here!
shiv kedia says
Dear Vishal ,
I am greatly benefitted with your posts and wish you and your family all the best
Your articles were always thought provoking and motivates one to get into stock investing. Though I could not follow through your value investing course attended 3 years back, atleast I have started investing in equities a year back. Of course not trading into stocks but just investing
Amit Ahuja says
Congratulations Vishal on your magnificent journey. You are an inspiration to many. I wish you many more decades of happiness in the pursuit of being safal in whatever it is that you pursue.
Archit Gandhi says
I feel lucky to be associated with Safal Niveshak.
I have been learning a lot from it.
You are amazing!
Congratulations Vishal, I have been following your site and posts since the beginning and took your master mind course in 2013.I have seen your journey and its amazing in terms of the quality of posts and the content you include in them.Wising you all the best to take it forward.By the way, Wish your son belated wishes from my end:-)
Congratulations Vishal !!! You are one of the best person I ever met.
It’s all started with investing but it also helped me in other areas of life.
I have been your subscriber from 2014 since then always found something genuine in your all post.
Wish you all the best for your future journey !!!
Dr Mahesh Ķhandelwal says
Congratulations Vishal . I am regular reader of your post though I have not subscribed any premium products. May in future. Good luck to you
Dr Mahesh Ķhandelwal
Mudith Jain says
Hello Vishal sir,
Safal Niveshak has been a part of my life since 2018 and it continues to do so… I am proud to be your student, and if one thing I would take from you it would be to be – Ever Grateful!!!
Thank you so much sir for making a difference in my life, waiting for your workshop sir…
I’ve always felt lucky for connecting with you over the years.
Congratulations on completing the first decade 🙂
Raj Nikumbh says
Its been couple of years that I have been following Safal Niveshak. It all started when a colleague of mine shared money lessons that you were giving to kids on LinkedIn. From then on I have been reading up many of your posts.
Keep all the good work flowing and wish you many more decades of Safal Niveshak, like a true long term investor 🙂
Abhishek Singh says
You are an inspiration and unique. I hope your dreams get bigger and bring new educated investors like me.
So thankful of your beautiful work. Hope to see you one day and get chance to have a fruitful business discussion.
Arun Kumar Dash says
Congratulations for achieving this and trying to finacially educate all . I am quite late to the show and have just no idea about investing and managing money. I have worked for 35 year and reently retired but have never thought of investment and money management. There are thousands like me who really have never thought of this. After reading few of Ur blogs I am highly impressed and have joined Ur site recently.
Thanks for the knowledge Ur providing free. Our ancient texts teach us ” Knowledge keeps on growing when shared ” , U r doing great . All the best and lots of Thanks.
Bhumesh Mishra says
Excellent Job done so far…May God give you all strength and wisdom to carry out what not to do and follow your passion.
Mahendra Pratap says
Congratulation for completing 10 yrs.
As a learner my first guru was safalniveshak. And thats why it has a special place in my heart.
Now many like me has got matured as investor and thats why i request you to write something on execution part of the qualitative knowledge which you have garnered in these years.
It means take a company show us the implementation part.
Now i understand that there is one premium service where you do give these kind of inputs.
But it can be a short free version that may lure to subscribe the premium version.
The way we get credit report free version on screener of crisil/ icra…
Mohit Agarwal says
Hello Vishal, Started reading your post few months back. They are really meaningful and well researched. Congratulations for completion of 10 years. All the best!
Pratik Tidke says
Hi,Vishal! Congratulations!Hard work always pays off.This would be bit longer.I really did not know what I was going to do in life.Somehow I got inspired by Mr.Buffet.I got introduced to the term value investing.My every search about value investing used to end up at Safal Niveshak.I read your articles and subscribed newsletter.I read them regularly.Your articles cleared all my doubts and gave me a step by step idea how to go ahead.Your article gave hope to a newbie who did not even know what investing in stock is.Not only stocks but they helped me in life too.Meanwhile I followed many people but somewhere the principles, behaviour you mentioned ,I couldn’t ignore them. You taught me wonderful lessons of life and investing.I am great follower of Safal Niveshak and you.You’re my Dronacharya.By following the same path,hope we will meet soon.
I am a very small investor but the knowledge i gained from your posts are enormous. Thank you for all your efforts.
Rajiv Darji says
Very good & inspiring decade journey.
Keep guiding us.
Following up on all platform, specially telegram where you are recommending stock for LT.
I have always found that Safalniveshak advice is unbiased, insightful & helps in thinking right during your investment journey & during the journey of life.
Loved going through the advice that you gave to your daughter through that blog. I shared it with my two daughters.
Love your learnings through Handwritten slides. Use them frequently obviously with credits. The learning which I get from watching the all new The One percent Show is immense. The recent book published by you is also a terrific book & can be used as a reference book many times over.
I am sure you are a man on a mission & I am so happy that I got connected with you. God bless & stay happy & healthy Vishal Sir… Congrats on the 10th anniversary & looking forward to many more decades of learning with you.
Animesh Chowdhury says
Congratulation Vishal. Commendable efforts. Thanks a ton to keep us informed all these years and started liking investing. Many many happy returns of the day. Long live! Safal Niveshak.
Anil Prabhudev, says
Truly appreciate your work and good deeds.. and I wish you and SN many more cherished years ahead..
I look forward to meeting you sometime soon and personally thankyou for the immense, selfless contribution to the investing community.
God bless you and your family.. and do continue the good work.
Vidya MP says
Congratulations on completion of 10years of Safal Niveshak.. loved your book The Sketch book of wisdom… thank you for your service
Rakesh Rathod says
In fact Thank you mrs Vishal first for giving us Vishal and thank you Vishal for giving us amazing 10 years of his wisdom
I am really proud to be your tribe member since day one.Have heard you as well once in NetworkFP.Read your book The sketchbook of wisdom as if one wants to watch First Day First Show,i grabbed my first copy.Thanks for that too and ofcourse all your han(r)d-worked sketches on life and investing.Keep inspiring.
Many Congratulations! Your work and journey has been inspiring. Good wishes to you and your entire family.
Hi Vishal, You had a significant impact in my thought process not just with Investment but on overall perspective on human life. Believe it’s the reflection of the honest efforts in everything you do. Keep doing the great work.
VIKAS GUPTA says
Congratulations for completing the most difficult step of your magnificent journey.
You will continue to achieve success and touch the life of your readers as your thought process is noble and without any self interest.
Wish you all the best for your endeavors and future journey.
Safal Niveshak was one of the first blogs I started reading when I started my investing journey. It has helped me shape my investing thoughts. In fact it also helped me share my thoughts on my site. Thank You Vishal for writing, it helps amateurs like me a lot.
Kartik Kalaan says
Dearest Vishal and Safal Niveshak! Happy birthday! 🎂
Your posts are something which I look forward to!
I’ve had the privilege of completing your mastermind course and also halfway thru your Sketchbook of Wisdom…
Thank you for your thoughts and snippets which have helped this young investor immensely!
Here is wishing Safal Niveshak another decade of success inspiring and enlightening its readers, viewers and listeners!
Gautam Mahanti says
Finding our innate ‘Dharma’ and following the path is purpose of our lives. I am so glad that you have found your ‘Dharma’ and are more importantly following the path. And in this journey, you are enriching the lives of fellow travellers with your wisdom and sound advice not just matters of money but life in general.
Thank you very much from the bottom of my heart. May the Divine continue to shine through you. Raising a toast for the next decade for Safal Niveshak.
With deep gratitude and wishes
Vishal – Congratulations on completing a decade for Safal Niveshak!!! I wait for your posts with great anticipation because of the education and wisdom in each one. Your writings are an inspiration for all serious investors. Finally your transparency and honestly are breath of fresh air in a market where everyone has an agenda.
sarbhav Mittal says
It’s been great reading your wise words, Vishal. I have learnt so many things in the past two years. You always keep reminding me to live a life and always learn from it.
Thank you, Vishal for all your help. Hope you shall continue doing this.
Naresh wadhwani says
Congratulations and Good luck for the future. I am proud that you managed to endure the tough times when you first started with a lot of encouragement from your wife. God bless both of you. I read your articles all the time and even hear your videos. You are good at what you do and giving this advice at no charge is even better. It’s the knowledge that you are parting that is very encouraging.
B Srinivasan says
Dear Mr. Vishal
Congrads. You are, without you knowing, making all our lives wonderful, knowledgable. Am one of the beneficiaries of your knowledge and will always remain grateful. GOD BLESS YOU and SAFAL NIVESHAK. Thanks
Abhijit pawar says
Thank you sir for valuable wisdom. I was in to trading from 2014 to 2016. I had blown up my 4 years of income into trading in derivatives. In may 2016 I came across your blog, from then I am an avid reader and listener of your blog and podcasts. I started investing from dec 2016 & I am in good shape now than the trading.
I wanted to thank you for your valuable wit and wisdom, you have a lion’s share in my success into investing.
sunil wagh says
Very Well said !! Unless our family back up our dream & passion, we can not move firmly forward…Pl do convey our Wishes to Mrs Khandelwal for the extraordinary support she provided time to time
And personally THANK YOU for your wonderful insights, articles & Wisdom Shots….they ensure we are grounded,look things in fresh prespective
I hope our path cross sometime…if you are in Bangalore will love to meet you
Stay Safe, Stay Healthy &…you are anyway Happy & Wealthy 🙂
Alfred Hoffmann says
Good morning Safal
thank you for your work on the website, I am very grateful for that.
I really appreciate your free spirit and independent mind.
Good, keep going this way.
Thanks again to you and your wife who has been understanding and has given you confidence in the difficult times of your life.
A warm greeting
I Vishal, I am reading the free newsletter of safal niveshak since 2017 and really got so much knowledge from it. Especially when you write something from and about Charlie Munger and Buffett.
I am also doing stock market investment and have never tried any trading stuff. I just stick with your formula of choosing stocks and invest in them. Just now have changed my portfolio to energy and FMCG. You’re really doing a great job.
Something about myself- right now upgrading myself for Machine Learning and investing all my time into that.
No earning nothing, just that stock investment performing better. My wife also helping me with this part. She also encourages me to invest my time in upgrading instead of doing a clockwork job.
Due to all of this, unfortunately not able to buy your book. But when will have some of my own good money, will buy it.
Continue what you’re doing.
Love & Thanks!
Congratulations Vishal. Keep up your good work and continue to inspire us.
For more than 5 years, your emails are a constant source of inspiration for me and touched in all aspects of my life from investing to self help.
Wish you all success for several more decades of great work
Bazeer Ali says
Many Congratulations, learnt a lot from you.
Keep it up.
My Best wishes for all your endeavours.
Bittu Daimary says
I have been following Safal Niveshak since the year 2020, reading articles, free course. Being from a science BACKGROUND, understanding the concept was very easy in Safal Niveshak.
This has drive me to enroll in Mastermind course to learn more in the year 2021. And indeed I am learning.
Thank you for putting such a wonderful content online which I would not have got as I am from state Meghalaya.
Congratulations Vishal and best luck for your future.
Your posts are always insightful & inspiring me to think beyond investing. It helped me a lot.
Keep up the good work!
Ramanathan Palaniappan says
Your newsletter are great. I definitely have learned a lot to invest better and be a better person. Thank you for your diligence and publishing these letters continually!
Girish Deo says
Thanks and Best wishes for the noble endeavour.
Wish to send you Best wishes for the Silver Jubilee of Safal Niveshak.
Prem Kishan says
You are one of the most valuable assets an aspiring investor could have, I feel immense respect and admiration for the selfless work you have been tirelessly doing for a decade now. Big salute
Parimal Bhosle says
Congratulations on this milestone . Your courses , your book , your book recommendations have had a profound impact not only on my investing ( I am still learning here ) but also on my thinking process . It has helped me become a calmer person , helped me to stay away from the daily noise .
Congratulations once again and Thank you.
From a safal niveshak in the making ,
you have done and continue to do wonderful job of financial literacy to the so called “Investors”, Many thanks for your efforts and dedication, truly unique….
Wish u 1000 more years , may be then some sanity or learning would come to people like us(abundant on this planet, being overconfident of our self proclaimed capability and intelligence !!)
May you start a PMS with condition that , u will update performance only once in 5 years ( u will not get much money and tension as people who believe in value investing and your credibility will invest!!) , count me in!! All Best..
Bernard Lunn says
You publish a wonderful & very useful blog. Thank you. That original decision took courage
Mathew Abraham says
Congratulations Vishal! Keep up the good work. We are blessed through your service.
i always wait for your news letter. It has given a sense of spiritualty in finance domain.
Thanks for being you .
One day, i will be part of your master mind course.
Vinod D Datar says
Great Vishal ji !!!! Congratulations for completing Ten Years of Safal Niveshak. There are very few personalities like you in this world who relentlessly working for educating the investors and trying to refrain them from making losses in the market. My salute to you and Your Son !!!! May that almighty give you the strength to carry on your Goal . You have not used Safal Niveshak to mint a money which is very easy for you to do !!! Once again Hat’s Off to you !!!!!
Aviral Singh says
I am a young learner of investing & personal finance. I got to know about your excellent work just around 3 months back through a podcast, where Author & Fund manager Mr. Gautam Baid said that how reading your publication has helped him immensely to learn & grow on this subject.
Since then I started to explore your content & that has turned out to be one of the best readings in this regard. Thanks to you I am learning to be more prudent on my financial planning & learn about investing in a jargon free manner. I just can’t let myself miss out on your contents whenever it hit my mails, such has been the quality of ou
I congratulate you for this landmark achievement & wish you all the success for thr journey ahead.
You have been doing a great service to the whole community.
chetan sheth says
its been wonderful reading your articles , posts and books really brings out things well
wishing you the best in life
Kushal Mehta says
Vishal sir, you and Safal niveshak have been fabulous!
Great source of insight, wisdom & reinforcements of the Buffett & Munger school.
Congratulations on well deserved decade and all the best for many more to come !
And thank you.
Jemin Bharath says
I don’t know, How I came to know safal niveshak but Im sure that could be a blissful moment.
Like buffet said about value investing in super investors of Graham and Doddsville , either it sticks immediately or it won’t how much you can inculcate ~the value mindset, safal niveshak sticked firmly with immediate effect upon initial exposure..
It’s a great journey Vishal .
You are keep on adding values to the tribe , I appreciate it..
Like we have been longing for Warren to write his annual letters as much as possible humanly, we also do the same longing for your articles to continue..
We love you Vishal .
your Journey is an inspiration, Vishal! Thanks for all the invaluable sharing and hard work on your part!
HI Vishal, congratulation to you and Safal Niveshak for completing a decade! I have been your reader for almost half of the journey and yes I would acknowledge that not once you have detoured from your path of sharing knowledge without sharing hot tips, stock ideas etc.
Keep up the good work!
As a Fan, admirer and an investment-enthusiast, I am delighted that you have crossed the 10th milestone. My hearty felicitations to you and your Family ! What I like about your writings is your sincerity, humility, and down to earth attitude along with the fund of knowledge you purvey. God be with you!
p.s. Convey my love to your ten year old kid and the other one too. You are lucky to have a Partner like your wife! God bless!
Varun Srivastava says
Wonderful work Vishal. Congratulations on completing 10 years of Safal Niveshak
Kishan P V says
Thanks for wonderful articles.
Great work Vishal and hope to see a 1 million tribe on 15th anniversary or before. Best of Luck and keep doing what you do.
José Manuel says
Happy birthday Safalniveshak and Vishal.
Like you, I decided to quit my confortable job and start a business with a old friend, twenty years ago.
It was hard and still his, but I wouldn’t change my decision.
Regrets, like every one, I have a few. One of them is, or was, find myself to learn about investment value too late.
Safalniveshak and you, had help me to stay on the way.
Thank you from Portugal.
Vinay Mishra says
Lots of congrats on this milestone.
I am a keen follower.
You have touched our lives first with your posts and now, with greater impetus, with the One Percent podcast.
Personally, I can say that two things about you stand out:
1. Your sincerity and care with which you convey your messages; and
2. Your humility in that you present yourself as a co-learner and not as a mentor.
I wish you many more bright years ahead. I hope to ride through the rough and tumble of the journey with Mr Market with your wise words.
Hemant Gupta says
Big fan of your work…!! Many Congrats to you on this achievement.
Your story, your newsletters, your podcast and your videos etc are great source of inspiration and one thing which is common in all of your work is your genuine efforts, your simplicity and Humility.
You are one person which has motivated me to look at investing from long term perspective.
Please keep up this good work..
Ganesh Omayorupagan says
It was great initiative and cherished each and everything posted by you. You had indirectly helped me in learning lot of things. Thanks a ton.
Congratulations, Vishal! It must have taken so much effort, resilience, and sacrifice (as you have pointed out) to reach this marvellous milestone of 10.
Glad to be a part of your readership.
With best wishes and gratitude,
Congratulations for living up the dream for 10 years and lighting up many lives in the course. Thanks for touching our lives and enlighten us through this great initiative. Your book is awesome. Wishing you many more decades of success
I recently got the sketchbook. Now my morning starts with 1 new chapter daily from that book. Pearls of wisdom. I am also kind of lucky as you like all the authors I like. Munger, Pabrai, Taleb etc. So its a very nice synthesis of ideas that condenses in 1 sketch book!
Vasanth Kumar says
Congratulations Vishal! Wishing you more success..
Rajesh Kumar Daga says
I have been a regular reader of your post for the last three years. After giving a thought, I wish to just conclude what Charlie Munger says:
“I HAVE NOTHING TO ADD”
SUDHIR KAMATH says
Wow, I did not realise I have been following you for ten years now. Time flies and especially with your knowledgeable and readable inputs these ten years have been like a walk in the park. Keep going Vishal and wish you all the very best for the next 50.
Congratulations! Keep going. I always found your articles very informative and interesting. Thank you and best wishes
Y.V.Nagalatha Rani says
Hi! Vishal I had attended your workshop as I was benefitted from all your posts. Thank you for everthing. Keep doing great job as always. God Bless you.
Pramod Goswami says
Really been inspiring ..keep up the good work.
Zubair Anwar says
Brilliant Work Vishal!!!
I had taken your Value investing course and it was priceless!!!
Thankyou for everything that you do.
All the best !!!!
Sujit Kadam says
Wish you All the very best, Keep writing wonderful informative Articles !!
Anup Lamb says
Hello Vishal Sir,
Congratulations for completing 10 Years with SafalNiveshak. I am your follower since late 2015 , almost 6 years now. I must say your work has influence on my journey as investor so far. I wrote you an email few days back. I love each and every bit of your work , newsletter , blog posts , small podcasts and most recently the blockbuster 1% show. I share it with my circle.
Once again I wish you all the best.
Akbar Khan says
Please continue the great work you are doing. It is a pleasure to read and now watch your works.
Vikram Alsi says
For me, true freedom never lied in the liberty to do whatever I want, but in the liberty to not do what I do not want.
I am truly impressed by this simple but very deep meaning statement.
Vinayak Sharma says
For getting a decade younger. I am a regular reader of your post. They are not only informative but motivating too. I can understand how much labor you must be putting in to produce that quality content in the form of posts. I wish I could have got benefitted by your premium course as well. But my family obligations are restricting me from doing so. Still, I am optimistic that one day I will get enrolled my self for that course.
Keep doing this selfless good Job.
My Best wishes..!
Thanks & Regards,
Sneha Gangaram Warang says
Sir why not provide discount on the book on this occassion.
Ravi PUNETHA says
Reading your notes is always encouraging. Keep writing and enlighten us with knowledge.
Rabindra Giri says
Congratulations Vishal, on completing 10 years of ‘Safal niveshak’ an amazing creation by you. I really love each and every article of ‘Safal niveshak’. I have been a regular reader for the last five years. All articles are very informative and thought provoking. You are really doing a wonderful job. Thanks for enlighting us. I wish all the success for your future endeavour.
Santosh Gupta says
I think who should give an option where people reading your post can contribute some amount if they want. I know there is an option to buy premium services but everyone may not be able to afford/ may not want.
I have been reading your posts for two- three years now and I like it for the insights. I like the great numbers of authors that you have read and can quote from.
Disclaimer – I am myself an equity analyst.
Santosh Gupta says
There is some typo above. I mean – you should give an option for people to contribute to your website in monetary terms in case they want.
Sakina Olia says
I made a shift from Psychology to Finance two years back and I was lost with all the jargon that I read in books. I came across your work and the simplicity with which you explained complex concepts amazed me. I look forward every week to reading your articles. Thank you for being the light at the end of a dark tunnel 🙂
Milind Thakur says
Congratulations Vishal on completing 10 years of Safal Niveshak!
Your writings bring us teachers hand-holding & mentoring and sometimes it reminds us of hard hitting discipline required in investing.
More importantly it’s always there when one needs it.
Safal Niveshak has been inseparable part of my investing journey for almost past four years, many thanks to you for it.
Wishing you all the success in your future plans!
Sir, I learned a lot from your articles and the way you clarify the things in your articles. Thanks and good wishes to you.
Anil Ladia says
The contribution of Safal Niveshak in Investor education is commendable. Your articles have been of great value to me personally.
Amazed at the focus on the quality of unbiased content.
Tuấn Trừ Nguyễn says
Thank you very much for your sharing and effort. Wish all the best to you and your beloves.
Thank you very much for introducing the world of Value investing to me.
rahul pasrija says
Inspiring. Kudos to you and your wife.
Uday Nayak says
First congratulations on your 10th year and for me honestly its only the beginning for you – you have a great path ahead and I am sure with your disciplined approach that too will be achieved. I wanted to say thank you for all that you do whether its through your regular emails, blog posts or the 1% show – everything you do only improves our knowledge and our life. I am sure you have touched millions of lives like mine though we do not know each other personally – know that your being in my life as a mentor is valued and i am grateful. Thank you once again for all you do.
“It’s easier to fool people than to convince them that they have been fooled.” Very well quoted!
Congratulations on your 10 years and finding such a great partner.
Congratulations for completing 10 years!
I started my investing journey carefully, guided by your articles and website. I always look forward to your pearls of wisdom and books recommendation.
I humbly bow-down to your free knowledge sharing spirit through this web-site, newsletter and podcast.
Your story inspired me to think of life beyond job, though, I have still not given-up, but I assume it is just a matter of time.
Jay H. Savla says
SafalNiveshak has been a source of great wisdom in the field of investing and in life. I sincerely appreciate your work. Heartiest congratulations to you for successful 10 years of noble work. I would like to wish SafalNiveshak many more successful decades.
Kunal Ahuja says
You have been great in many ways!! Keep spreading the wisdom. God bless.
Harsh Kedia says
You and your family are doing a great job Sir.
One Kudos to you and hundred KUDOS to them!
Can you please share tips how you managed a child and no-revenue system with little middle class savings.
-23yr old freshie out of college.
vivek singh says
I liked your article very much, I was looking for such articles for a long time, thank you from my heart
Sumedh Bhadkamkar says
Hi Vishal sir,
Many congratulations on a decade long journey full of investment wisdom. My thinking has undergone a great change after reading your superb articles.
Wishing you to continue the same for many more years & decades.
Keep up the good work…
I have grown up as a investor reading your blogs. Looking forward to attend your workshop.
Keep doing great work
God bless you.
Parameswar Subash says
Congratulations on completing 10 years of Safal Niveshak, a true goldmine of information for individual investors like me who were looking for someone who could guide, push, prod and hand hold us through the minefield of investing. Thank you Vishal and please keep continuing the fantabulous work that you are doing…
Ajay singh says
Dear Vishal, In 2016 i came to know about SN. I started reading seriously from 2018 and since then, i read almost every post and the archives. There are legendary writers i read across the globe, but the way you’ write, goes straight to my brain and strike me really hard always. I am addicted to read your newsletters.
Congratulations for touching a milestone
happy reading and writing !
Good work and rock on.
Amit Kumar Chakrabarty says
Many many happy returns of the day. Safalniveshak a learning machine makes us enriched by providing pros and cons of value investing and show us the path of happy life. long live Safalniveshak.
M. Manikandan says
Dear Sir ,
Thank you very much for your great service of sharing your wisdom. Through your post I personally learned the nuances of Investing and also how to lead a peaceful life. Your hand drawn pictures in blogs shows how much dedication and passion you have put to educate us. One Percent show is a great initiative and looking forward for the upcoming episodes . 99% of your hard work you are sharing absolutely free. Its a great charity of wisdom.
Wish you a good luck sir. Thank you
One of the most insightful and unbiased financial content out there and will ever there be ! Look no further. What Safal Niveshak is doing is a moment and it will be long remembered even when he will not be around ! Huge respect !
Congratulations on 10 years’ success!
Bhavik Kakkad says
Awesome, that’s fantastic Vishal. You are an inspiration for many! Congratulations to you. May you live long! May Safal Niveshak continue to enlighten….
Congratulations Vishal. SN articles are real feast to read. I am sure scores including me immensely benefitted by reading your articles. Although people may not be writing or expressing, you have no idea how many people’s lives are getting better through he wisdom gained by going through SN information. I can’t ask anything more and keep up your blessed work.
Vivek Harish Kini says
Dear Vishal Sir, I would like to congratulate on completing 10 challenging years successfully and wish you best for the years to come. I consider myself fortunate to come across a person like you who’s full of enthusiasm to help people make informed financial decisions and to acquire financial knowledge.
The One Percent show is fascinating and would be standing on my toes to listen to the lined up guests. Thank you so much for always sharing your wisdom!
Many congratulations. Internet has become profound because of persons like you!
Inspired by your journey sir 🙏.. Please keep up the good work.
Congratulations Vishal on your great journey and a big milestone !! Thanks for sharing your wisdom along the way !!
Michael OKeeffe says
I really look forward to reading , listening and now watching your excellent collection and presentation of wisdom.
Very best wishes
Honest sharing from the heart . Thank you Vishal 🙏🏻
Sumit Prasad says
Congrats Sir for completing the milestone. Keep doing the great work!
Congratulations on completing 10 years. I have learnt a lot from your newsletters in past 5 years.
Best wishes for future
Afzal Yusuf Shaikh says
This all post is change my life.
D Satheesh says
Wishing you all the best for completion of 10 years. I salute you for the following things
1) Keeping all the posts and articles uncopyrighted
2) Indulging and spending time to educate people and creating awareness.
Let your Excellent Work Continue and Help all the People.
Maulin Patel says
Safal niveshak has touched my life indeed. And touched how. It has taught a completely new way to see the finances and life, made me a humble person and delivered a lot of wisdom in such a short time that will last with me for lifetime..
Mastermind course is intriguing and inspiring with a great in-depth understanding on how a small individual investor can fend for self without depending or believing on what a lot with conflicting interest is served daily.
Thanx Vishal. You have been an inspiration and great supporter to the mind and thoughts. Long live and keep doing great things in your life. Happy to be a small part of it. ,
Amar Choudhari says
Your thoughst represents how beutiful & Clear minded person you are. Alike you there are thousands of person finding themself & struggling for survival. your work & wisdon acts like a lighthouse which will help thousands like me to find our own way.
From bottom of my heart, Thank you for being there & sharing your wisdom.
Congratulation for thrieving for a decade & best wishes for many more to go…
I chanced upon your newsletter almost a year ago and the simplicity of your posts has kept me glued. It has helped me deep think about my actions in so many ways not just as an investor but as a human being too.
Thank your for sharing the wisdom and for the good work you are doing.
All the very best and Good Luck!
Just Fab Vishal, you are doing a great service for humanity. Always wait for your next blog/podcast..they are just classic, some of the time stress busters…just want them to go on and on…Would like to meet you one day “ofcourse for a cup of coffee”, as you always say…
Many Thanks, tons of Good Luck for your upcoming decade, I know it was will be a mega one for you.. 🙂
Man Hung says
Congrats you, Vishal.
You are an inspiration to my investing journey
Keep doing great work!
You have given me some of best direction to analysis stock especially your xls sheets…
Your ebooks and posts were very informative.
Also the course master mind.
You gives an atmosphere of family here.
Bharat Saraiya says
I am reading your articles and post since long.I thank you for taking the path you consider right.I wish you all success for your future.I also get knowlege from your writing. Congrets for 10 yers mile stone of Safal Niveshak.
Laxman Rathod says
Hi Vishal, I like reading ur posts and missed reading any since I joined few years back. The reason for my successful investment journey is because of ur posts as it has changed my behaviour wrt investment and life. Ur posts have also inculcated the habit of reading books. Ur posts have played a significant role in my life in lot of things. Thank u for all that I have gained from u. Hope u achieve whatever u want to acheive
Ramji V says
Hi Vishal, thanks a lot for making us access to your sedulous work and congratulations for following your heart. I am learning through your videos and I really love 1% channel. These videos are mines of wisdom. I wish you great success in your endeavour.
Better than the sketchbook of wisdom would be a book on how to build wealth in equity by distilling the wisdom of the masters like ben graham , warren buffett , charlie munger , howard marks , pat dorsey , michael maubaussin , seth klarman ,david dreman , bruce greenwald , nassim taleb , burton malkiel , bernard baruch , charles mackay , peter bernstein , cialdini , aswath damodaran , jim slater , john templeton , james montier ,robert kiyosaki , bharat shah , ramdeo agarwal , sanjay bakshi , chetan parekh , saurabh mukherjea etc .
I started investing at age 11 but it took me more than 20 years to come on track . In the last 20 years my wealth is compounding rapidly thanks to the wisdom the above masters . Imagine if I had to start 20 years earlier !
If I had a book at the beginning that could combine all the principles ie moats , behavioral finance , business valution , madness of crowds etc . , I would have not have wasted the 20 + years of chasing marginal opportunities .
So go ahead and write the book of the distilled wisdom of the investment greats mentioned above .
Enjoy reading your posts. They are enlightening. You are well on your way to that next level of evolution……. Safal Niveshak to Safal Insaan. Keep the flag flying high.
Your hard work and dedication are commendable. I wish you the best for the next 10 years. Also, Kudos to your wife. Our partners are always the latent force behind our accomplishments and they deserve all the thanks.
First of all I want to congratulate you for completing the 10 year of Safal Niveshak and freedom. I am fortunate to be part of Safal Niveshak community. Very few people write about how to have self discipline while investing and you are among them. Thanks for the all insights you have provided during this time while reading. I am ready to read what you are going to write in coming decade.
arpit tiwari says
Yes you are touching and impacting lives of many and in a good way. I hope more success for you.
Your posts keep me grounded and humble.
Congratulations Vishal – happy to have been part of the 10 yr journey -albeit only for the last 5 years.
Keep up the good work – especially the 1% podcast is awesome
John A. says
You have a gift indeed. Congratulations on completion of a decade.
Wish you, your family and Safal all the best as you continue to grow and evolve.
Vishal, after my daily routine of yoga, prayers and gratitude to God, the first thing I look forward to is a tweet / message from you. Your thoughts have touched many lives like it has touched mine. Please continue enlightening us the way you have always done. Thanks
Santosh Kumar Sinha says
Thanks for adding so much value to my life. Your website and videos is invaluable source of learning for me. However your way of living gave me the conviction to pursue my freedom – liberty of not doing what I do not want to do. Thank you so much.
Anand Hattangadi says
Dear Vishal Ji,
Very nice to see the ten years of dedication for the Value Investing people. My best wishes to you and am sure that you will be keeping us enlighted with your efforts to benefit the value investment tribe.
Congratulations Vishal – I think i have been there right from the early years of safal niveshak and remember the posts carrying pictures of you cycling around Gurgaon 🙂 , you have been a constant source of inspiration and a rare gem in today’s fast world of smoke and mirrors in the over infested world of investment wisdom where everyone is trying to sell you something in the garb of financial wisdom.
stay true to yourself, that’s the only way to differentiate .
all the best
D Raja Sekhar says
Vishal sir ur work is amazing ..because of reading ur posts I not only became a successful investor but also leading a successful life.. Once again thanks for ur work
Krushang Shah says
My first connection with Safal Niveshak and you started from 8th December 2012, (probably) your first workshop in Ahmedabad. A friend suggested me to go for it and you have been inspiration since then.
I admit that I have learned a lot in last 8.5+ years, but have hardly implemented anything yet. But this 10th anniversary is a good reminder to start implementing now.
Thank you for all your hardwork and inspirations. Please keep up your great work to make this world a better place for investors.
CONRAD DOMINIC FERNANDES says
Dear Vishal ,
My heartiest congratulations on your journey . I guess most of your readers are salaried people working hard to earn a living . Your articles provide guidance as well as inspiration to this category enabling them to make their money work instead of spending their entire lives working for money forgetting there are many more things to do in this limited life
Salam from Malaysia!
I am grateful to found your blog last year. Since then, I have been consistently reading your blog every week. The contents really change the way I think and act on investing, plus daily life.
Thanks a lot for your kindness of free sharing. I feel really blessed to be one of your reader.
Thank you again Vishal!
Poonam Mehta says
Vishal you are doing a wonderful job by sharing your knowledge with the community. Keep it up !!
Hi Vishal Sir,
Congratulations for such an inspiring and successful journey (my first comment ever).
I have been reading and re-reading your articles for more than a year now and I just love them.
(haven’t ordered the book yet – but i’ll very soon. … 🙁
… but have made a nice thick book out of your articles naming – “INVESTING WISDOM”).
Thank you so much Sir and PLEASE keep writing the articles to enlighten us. 🙂
Bhupathi Reddy says
Congratulations @Vishal, you are helping the tribe a lot!! Wish you all the best for next and coming decades!! I wish you success in your noble endeavors!!
RISHABH RAMESH DOSHI says
My cousin had recommended me to read your posts! As always, it is crisp and to the point and hence one can retain one’s attention which is today ever fleeting. I would like you to continuously grow and further would like to join your premium courses in the future! The best part I liked in the articles is knowing another angle to what true freedom can mean! Thank you for all your valuable insights Vishal Sir.