Safal Niveshak isn’t the most popular investing website by any means, but I truly value the relationship I’ve built with my community since 2011, whether it’s through the articles I’ve written on the website, or my YouTube videos, or everything I have published on Twitter and other social media.
I have never carried any sponsored content ever on any of the platforms I publish, including this site, and would not do so in the future too. Safal Niveshak has always been 100% bootstrapped and independent, and I will maintain this status for ever.
Purpose: This site is purely for the purpose of teaching its readers on stock market investing, and occasionally on personal finance and life. But then, a wise man said, “Those who can, do; those who can’t, teach.” So, beware of what you read here, because I teach.
Blog Posts: I do not write blog posts to generate revenue. In other words, no one can pay me to create a post for their product or service. That is just unpleasant and there is enough of that going on in the industry already without having me do it too. Also, the blog posts you read on the site express my personal opinions. My content is my own. I create and produce each piece of content – articles, video, audio – based on what I’m excited about and what I think will be relevant/helpful to my audience at that time.
Premium Content: Here is what helps me run my house and also save money to be able to invest for my family’s financial future – premium content, which includes Mastermind online course, Prime membership, and my Value Investing workshops, and other such courses I conduct from time to time.
I don’t hard-sell any of this stuff. Whenever you see me talking about the benefits you can derive from any of these and if you are not interested, simply close your email or browser. But please don’t unsubscribe in haste from my free newsletter! I send a lot of valuable stuff apart from few reminders for subscribing to my premium content.
As far as my reminder emails are concerned (“last day to sign up”, “few hours left” etc.), please note that I hate to send them. But then, most of us wait on the sidelines till the last minute, and then want to join after the deadline date. So please bear with me for such reminder emails. My intention is not to harass you.
Finally, if you have a complaint that I should not be charging money for my content because you think everything is available for free on the Internet, the best thing for you to do is to stop reading my work and search everything that’s available for free on the Internet. We live in a free country, you see.
The work I do is what I am passionate about. But who said passion should not help you earn money? I have bills just like you. Thank you for understanding!
Affiliate Links: The only other way I get paid (peanuts) through this site is when you buy a book (or anything you don’t need) through an Amazon link I share deliberately with my honest book recommendations (I only recommend books that I like). I give away 100% of that money for the betterment of underprivileged, people unlike you and me. So see, I ultimately don’t get anything, directly or indirectly, from the posts I write.
Advertisements: The site and all my content is, and always be, free of advertisements. Most of them anyways sell snake oil. You may end up buying it from elsewhere, not from here.
Emails: If you email me anything – questions, suggestions, abuses – all of the information in your email is mine. Of course, I will seek your permission if I want to quote you (not when you email me abuses). But you can rest assured that I will never share your personal details, including email address, with anyone. I hate it when someone does this to me!
Advice/Recommendations: I don’t advise anything on this site, except books, Warren Buffett, and Charlie Munger. And whenever I write about stocks/businesses, it’s purely from an educational perspective (when you lose money on my analysis, it’s educational, right?).
What is more, my business analysis reports may often cause a reaction, and acting on them can be injurious to your wealth. So please don’t act on them! Use your own mind, and you may also consider using the mind of an honest, independent, trustworthy financial advisor.
SEBI Registration Status: I am not registered with SEBI in any ways. Just read my content and decide whether you want to trust me or not.
Disclaimer: I may invest in shares from time to time in my personal capacity, and I will never tell when and where I invest. But if I write on something where I’ve invested, I’ll tell you upfront why you must not invest there.
Thank you for taking the time to read and understand my Ethics Statement. This probably doesn’t cover every possible scenario under the sun, but it should give you a pretty solid idea of how highly I value the integrity behind what I do and the relationship with you and the rest of my community.
Ultimately, I just want to keep having fun doing what I do, and that fun disappears without these guidelines.
As always, if you have any questions, feel free to send an email to – email@example.com. Just remember what I said about emails above.