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30 Excuses That Prevent You from Investing Success

Be honest. How often do you sabotage yourself in your investing journey?

You trick yourself into thinking that keeping up with stock market news, and reading the latest “10 secrets to become a successful investor” post on Safal Niveshak is “working”.

You know better, but some part of you believes that simply reading the article will help you move forward.

That having a deep understanding of the stock markets and how humans behave when it comes to investing will position you better when the ‘right time to invest’ arrives.

But that ‘right’ time never comes.

So you continue to think that there’s something that holds you back, and you can’t quite put your finger on it.

But instead of moving past it and taking action, you make an excuse. You justify your reasons for staying put.

You may have one excuse, or like me 5 years back, you may have several.

What follows are 30 of the most common excuses you might tell yourself when it comes to investing (or to anything that you want to achieve in life).

These excuses come from my interaction with hundreds of investors over the past few years, and you might associate with a lot of them yourself.

Let’s get started right away.

  1. I don’t have the knowledge.
  2. I couldn’t get the education required.
  3. It’s too hard.
  4. I don’t know where to begin.
  5. I don’t know the right people.
  6. I’m not that good at it.
  7. I don’t have the money.
  8. I can’t afford to take a risk right now.
  9. Someone else has already done it and failed.
  10. I haven’t done it before.
  11. Other people are luckier.
  12. I’m afraid of what my colleagues will say.
  13. My parents won’t let me do it.
  14. My spouse won’t let me do it.
  15. My kids won’t let me do it.
  16. There’s no point in doing it.
  17. It’s not important enough.
  18. I’ll get to it later.
  19. I couldn’t get it right the first time, why bother trying again?
  20. Failure would destroy me.
  21. I can’t commit right now.
  22. I have too many things on my plate already.
  23. I can’t commit until I know how to do it perfectly.
  24. I find too many obstacles.
  25. I don’t have a support system.
  26. I don’t have a plan B.
  27. I can’t compete with big names.
  28. I’m too old for this.
  29. I’m too young for this.
  30. I don’t have time.

Now choose yourself
You see, being a successful investor is a choice.

It’s a choice to never stop learning and practicing the art of investing sensibly.

It’s a choice to stop at nothing until everyone knows your name and how wonderful an investor you are.

Without a doubt, you’ll encounter many obstacles on your investing journey like you’ve faced in everything you’ve wanted to achieve. That’s a given.

But remember how you gallantly faced all those other obstacles in your life to be what you have become?

So why are you denying yourself success as an investor?


Overcome your obstacles, or make excuses; it’s as simple as that.

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About the Author

Vishal Khandelwal is the founder of Safal Niveshak. He works with small investors to help them become smart and independent in their stock market investing decisions. He is a SEBI registered Research Analyst. Connect with Vishal on Twitter.


  1. Bravo & Inspiring! I have said atleast 10 of them myself if not all. I think the key element for an investor is patience, he/she should have a lot of it. Then, following with all the education and learning will help in the world.

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