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Ask Vishal

“He who has a why to live for can bear almost any how.” ~ Friedrich Nietzsche

If there is one big lesson I have learned in my life on how to get better at something (anything), it is that of asking questions…and a lot of them.

Now, asking questions does not come naturally to me. All my school and college life, I rarely asked questions for the fear of looking like a fool for the next five minutes.

But I have learned it the hard way – through failures, missed opportunities, and (almost) a broken heart – that he who asks a question is a fool for five minutes, but he who does not ask a question remains a fool forever.

Anyways, now my life revolves around answering questions – and a lot of them that come in daily from Safal Niveshak tribe members. Questions related to investing, personal finance, career, and life.

I am not someone who has all the answers (not even a few), but I try to answer most of the questions I receive with utmost honesty and sincerity. And especially when it comes to questions on life, I seek help from my own experiences and those of a few elders around me before framing my responses.

Now, let me come to the reason I am writing this post. I have set up for myself a challenge to answer one question every day for the next 30 days (setting up a small target helps, you see). And if I am able to manage that, I would continue to answer one question every day till I am able to.

So if you want to ask me about anything related to investing, money, personal finance (except questions related to investment products etc.), career, and life, please use this small form to send me your question.

I will answer one question per day, and will post the answers on a separate page (which I will notify you of), or turn it into a post or a podcast that may help a wider audience.

You may choose to remain anonymous in case you do not wish to look a fool for the next five minutes of asking your question. 🙂

So, please send me your question using this small form, and I will try to answer to the best of my abilities.

Before I close, here is a wonderful thought from Anne Frank on the importance of asking questions from her Tales From the Secret Annex

Ever since I was a little girl and could barely talk, the word ‘why’ has lived and grown along with me… When I got older, I noticed that not all questions can be asked and that many whys can never be answered. As a result, I tried to work things out for myself by mulling over my own questions. And I came to the important discovery that questions which you either can’t or shouldn’t ask in public, or questions which you can’t put into words, can easily be solved in your own head. So the word ‘why’ not only taught me to ask, but also to think. And thinking has never hurt anyone. On the contrary, it does us all a world of good.

Thanks in advance for asking!

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About the Author

Vishal Khandelwal is the founder of Safal Niveshak. He works with small investors to help them become smart and independent in their stock market investing decisions. He is a SEBI registered Research Analyst. Connect with Vishal on Twitter.


  1. Hi Vishal!
    I am in textile business and wish to put my savings in equity market (not through mutual fund )

    How should I start with a amount of 1 lakh ?

  2. Hi Vishal,

    Excellent effort.. I have 3 questions for you.. 1) What do you think turning point in your life and why do you think so? 2) What is your long term goal in life 3) I know, you do yoga.. Have you felt any experiences you can share with us ?



  1. […] because a lot of tribe members have asked me over the years – and especially recently through my Ask Vishal initiative – about how they could quit their jobs to become full-time investors in the stock […]

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