• Skip to primary navigation
  • Skip to main content

Safal Niveshak

Wit. Wisdom. Value Investing.

  • Articles
  • Newsletter
  • Premium
  • Podcasts
    • The One Percent Show
    • The Inner Game
  • Books
  • Ethics
  • Contact
  • Log In
  • Mastermind
  • Show Search
Hide Search

Musings on Life

I hope you would agree with me that life isn’t all about stock market investing or for that matter just about money. Making money is only a means to a greater end i.e. living a happy life.

It’s true that for many people stock market investing is a passion and they don’t do it just for money. However, it circles back to the logic that the activity of investing in stock market makes them happy. So investing is just a tool to achieve something more important – personal happiness.

The age old wisdom suggests that happiness is brought about by the right balance of financial, mental, physical and spiritual health. What financial abundance does is that it gives you an option to stop worrying about money all the time and focus your energy towards other happiness factors.

Another very important factor that brings satisfaction in life is the realization that you can make a difference.

Steve Jobs said –

“When you grow up, you tend to get told that the world is the way it is and your life is just to live inside the world….try to have a nice family…save a little money. That’s a very limited life. Life can be much broader …and you can change it, you can influence it..The minute that you understand that you can poke life and actually something will, you know if you push in, something will pop out the other side, that you can change it, you can mold it. That’s maybe the most important thing….Once you learn that, you’ll never be the same again.”

We at Safal Niveshak believe in poking life. Investing is just another avenue, a tool if you will, to make a difference.

So here’s the collection of our thoughts on experiments in life outside of investing.

May 2025

  • Warren Buffett's Timeless Wisdom: Notes from Berkshire’s 2025 AGM

March 2025

  • On Santosha and the Good Life
  • The True Measure of a Life
  • Life Begins at 40

December 2024

  • A Life Review
  • A Birthday Note: Announcing My New Book—Boundless

October 2024

  • Being Vulnerable

September 2024

  • A Philosophy for a Long, Happy, Rich Life

August 2024

  • Leander Paes on How to Deal with Triumphs and Disasters in Tennis and Life
  • The Trappings of Wealth
  • Rediscovering Hope in the Face of Loss
  • The Art of Stillness

July 2024

  • The Almanack of Good Life: How Life Flows
  • Safal Niveshak is 13 Years Old

June 2024

  • Play Your Own Game

May 2024

  • A Letter to My 13-Year-Old Son
  • Omaha, My Everest

April 2024

  • My Pilgrimage
  • How Little We Know

March 2024

  • My Talk on the Art of Investing - Bangkok
  • Embracing Loss and Pain, in Life and Investing

February 2024

  • An Underrated Secret of Success in Life and Investing

December 2023

  • The 45th Lesson

November 2023

  • The Charlie Munger Manifesto
  • The Most Important Decision You Will Ever Make
  • The Joy of Walking Away

August 2023

  • A Father's Lessons for Life and College

June 2023

  • Life is Short

January 2023

  • A Story of Courage and Hope from the Life of Charlie Munger

December 2022

  • The 44th Lesson

August 2022

  • Reflections on Life, Investing, India at 75, and Keeping the Main Thing the Main Thing

July 2022

  • Safal Niveshak is 11 Years Old
  • My Advice to a Young Investor – Part 3

April 2022

  • A Reminder to Focus on the Journey, Not the Destination
  • Reflections on My Life

March 2022

  • Reflections on the Purpose of Life

December 2021

  • The 43rd Lesson

October 2021

  • A Story on Kindness

May 2021

  • The Limits of Numbers in Life and Investing
  • Two Monks and One Big Lesson in Life and Investing
  • One Important Reminder

April 2021

  • How to Minimize Shocks from the Unknowns and Unknowables of Life
  • How to Be Okay When Things Are Not

November 2020

  • The Secret to Learning Anything
  • A Father’s 16 Lessons for His Daughter

August 2020

  • A Father's Lessons for a Good Life

June 2020

  • 20 Lessons on Starting Up

May 2020

  • Give Your Investment Ideas Some Legs
  • An Unexamined Life
  • You Lost Your Job, Now What?

April 2020

  • Life is Easy. Why Do We Make It So Hard?

January 2020

  • What Nobody Told You About Financial Freedom
  • Ten Rules to Live By in 2020

December 2019

  • 51 Ideas from 2019
  • People Don’t Change
  • The 41st Lesson
  • The Secret of Money

September 2019

  • How to Survive the Death of Businesses
  • Doing the Work is NOT Enough

August 2019

  • Safal Niveshak, Uncopyrighted

June 2019

  • Being Average in the Age of Alpha

February 2019

  • Wall of Ideas

December 2018

  • The 40th Lesson
  • Alexa, How Can I Get Rich?

October 2018

  • One Big Investing Lesson I Learned Late in My Life
  • 3 Iron Rules of Life and Investing

September 2018

  • On Stories We Tell
  • Meditations on Mortality in Life and Investing

August 2018

  • Being A Father
  • The Dangers of Persistence

May 2018

  • How to Create An Antifragile Life, and A Stock Portfolio (A Personal Experiment)

April 2018

  • Nassim Taleb on True Wealth

March 2018

  • Before Your Song Is Over
  • How Much is Enough, and A Few Other Questions

February 2018

  • Charlie Munger on Bitcoins, Banking, AI, and Life

January 2018

  • 13 Secrets to Becoming a Better Writer

September 2017

  • The J-Curve Model of Thinking, Living, and Investing

August 2017

  • Inverting the Money Problem

July 2017

  • Safal Niveshak is 6 Years Old!

May 2017

  • One Powerful Success Secret from Ben Franklin that Changed My Life
  • How NOT to Teach Your Children about Money (A Personal Experiment)

February 2017

  • One Idea That Could Change Your Life (and How You Invest)

December 2016

  • The 38th Lesson

October 2016

  • 5 Ways to Create Luck in Investing and Life
  • 100 Ideas on Living with Courage, Wisdom, and Peace (Special E-Book)

June 2016

  • When Long-Term Thinking is a Terrible Idea

December 2015

  • The 37th Lesson

September 2015

  • Why Good People Do Bad Things: A Conversation With My Daughter
  • 5 Things I Learned from Elon Musk on Life, Business and Investing
  • My Most Powerful Tool for Thinking and Decision Making

August 2015

  • The Tale of Two Fathers

April 2015

  • Dear Jealousy

December 2014

  • 36 Lessons from 36 Years of My Life

November 2014

  • The Happiest Man I’ve Ever Met

August 2014

  • When I Had Plenty of Money, But Not Much Wealth

July 2014

  • The Best Investment for Your Child (Hint: You Can't Buy It)
  • An Experiment of a Reluctant Walker

May 2014

  • How I’m Planning My Life After Retirement

April 2014

  • 13 Lessons from 13 Years of My Life

February 2014

  • Announcing: The Safal Niveshak Education Scholarship
  • How I Multiplied My Income 2.5x, Savings 5x, and Happiness 20x (After Quitting My Job)

January 2014

  • An Excel to Save Your Life

December 2013

  • My 2014 Wish for You - Be Miserable
  • My Ode to A Great Teacher
  • 10 Simple Rules that Brought Me Financial Nirvana

November 2013

  • One Small Step Can Change Your Life
  • I Invest, So That I Live Like a Man…Not a Donkey, Dog or Monkey
  • Life & Money Lessons from Kantilal

October 2013

  • Life, Liberty, Happiness...and Investing

September 2013

  • The Analyst Who Sold His Ferrari
  • My Friend Sameer

July 2013

  • I'm Making This Investment. Are You?
  • It Will Never Happen to Me!
  • How to Be Happy and Get Rich

June 2013

  • Can Money Buy Happiness? Yes!

April 2013

  • 3 Words to Change Your Short Life
  • How to Live Prosperously Without the Paycheque (A Personal Experiment)

About   |   Newsletter   |   Courses   |   Books   |   Connect

Uncopyrighted & Handcrafted with in India

  • Twitter
  • Youtube
  • Instagram